Perhaps the most convenient and fool-proof way of protecting your gift card balances is using a virtual wallet like Google Wallet. While this can seem a tedious exercise for a measly $5 Starbucks gift card, you'll be glad you did if you lose a $100 Best Buy card. If you don't have a receipt, then you can just put pen to paper and copy down the gift card numbers for safe keeping. They'll then easily re-issue you a new card. In the event you lose the card, you can simply call the retailer or restaurant customer service line and they can access your account balance via the activation receipt. But if they do, or if you bought the gift card yourself, then by all means stash the receipt someplace safe. It's often overlooked because the gift card giver doesn't always include the receipt with the card. This is clearly the most obvious, yet overlooked, step to protect yourself. But with a few simple steps, you can easily protect those valuable gift card balancesВ in the event you lose or misplace one. Stores and restaurants absolutely love gift cards because of unorganized people like me. In the end, my 'free' burrito ended up costing me cash, as my gift card was permanently misplaced. I knew it was somewhere in my pile of plastic, but couldn't find it for the life of me. Just last week, I was at Chipotle frantically digging through my wallet looking for my gift card.

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